Plinth Finance
A financial partnership
built to last.
Delivering personalised home, business, and commercial lending solutions.
A financial partnership
HOW WE HELP
We work with you to find the right lending solution
At Plinth Finance, our focus is on long-term relationships, not just transactions. By understanding your unique situation, we provide personalised home, business, and commercial lending solutions designed to support your financial success.
Your first home to investment properties
From your first home to a growing investment property portfolio, we design lending strategies that grow with you.
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We compare lenders to find the best interest rates for your unique situation, all explained in plain language.
Your business start-up to strategic succession
Whether you are starting, buying, or expanding, we design lending solutions for every stage of your business lifecycle.
We work with lenders to find the right business finance for your specific goals, so you can stay focused on growth.
Your first commercial property to portfolio development
From your first commercial property to complex subdivisions, we specialise in complex lending solutions.
We navigate the specialist lenders to secure the right term for your project, so you can stay focused on the next project.
MEET the FOUNDER & Director
Experienced guidance you can trust
With over 20 years of elite banking experience, I believe that with the right expertise, there is always a way forward. Your financial journey doesn’t have to be limited; it can also be an open path filled with opportunities when you have the right guidance. Plinth Finance was formed to navigate your financial journey alongside you. With deep industry knowledge and open access to various lenders, I am here to find the best possible lending solution for your needs and provide the ongoing, continuous support required to help you thrive for years to come.
- Poornima Premarathne
Our Lending Partners
The right lenders for your unique needs.
We navigate extensive networks of reputable lenders on your behalf. By comparing the market, we secure the right finance for your home, business, or commercial needs with absolute confidence.
What we Offer
Expert lending for your Home Business & Commercial
No matter where you are on your financial journey, we have the expertise and market knowledge to build a funding strategy that works for you.
Home Loans
Explore our core home loan options. We provide personalised advice and mortgage strategies for your unique home loan requirements.
- First Home Loans
- Refinance & Consolidation
- Investment Property Loans
- New Build & Renovation Loans
- Loan Refixing
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Business Loans
Explore our core funding options to scale your business. We design strategic finance structures tailored entirely around your unique business goals.
- Business Acquisition & Expansion
- Working Capital & Cash Flow Solutions
- Asset & Vehicle Finance
- Trade & Invoice Finance
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Commercial Loans
Explore our core commercial loan options. We structure specialised finance solutions tailored entirely around your unique property acquisitions and development projects.
- Commercial Property - Owner Occupied
- Commercial Property - Investment
- Property Development - Subdivision, Commercial & Residential
- Commercial Refinancing & Restructuring
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Financial Health Check
Explore our core strategic advisory services. We evaluate your current financial position and design a tailored roadmap for your unique long-term goals.
- Financial Readiness & Lending Strategy
- Gap Analysis & Expert Connections
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our faqs
Frequently Asked Questions.
What services does Plinth Finance offer?
We provide expert advice and secure the best possible loan options for:
- Home loans
- Business loans
- Commercial loans
- Finance Health Checks
Why should I use a financial adviser instead of going directly to my bank?
A bank can only offer you their own specific products. A financial adviser works for you, comparing options across multiple lenders to find the best fit and negotiate competitive rates. We save you time, handle the paperwork, and give you unbiased advice that serves your interests.
How much does it cost to use your services?
For most standard residential home loans, there is typically no direct cost to you. We are paid a commission by the lender once your loan settles. This is a standard industry practice and does not add any cost to your loan.
However, fees may apply in specific cases, such as:
- Complex commercial or business lending
- Securing loans through non-bank lenders
- Instances where a loan is repaid very early
Should your situation require a fee, all costs will always be clearly disclosed and agreed upon upfront, guaranteeing no hidden surprises.
What are your opening hours?
We are open from 7:00 AM to 7:00 PM, Monday to Friday. We are also available on weekends by appointment.
What does the process look like?
It all starts with a free initial consultation where we listen to your unique goals. From there, we collect your details, analyse your financial position, and present a tailored strategy. Once you are confident in the plan, we handle all the paperwork, submit the applications, and advocate for you until your loan is secured.
Ready to take your first step?
Take the first step with confidence.
Let's sit down for a chat so we can make securing your finance simple and easy.
Let’s Discuss Your Financial Journey.
Ready to take the next step? Fill out the form with your details, and we will reach out promptly to get started.
